Bekkou

鼈甲 (べっこう

Bekkō serves as the manager of the Z-Loan office and acts as a Ferryman (Watashimori); he is the individual who provides loans to people. While he seems greedy, Bekkō is not stingy regarding proper burials for zombies they have encountered or providing money to the zombies' families. He demonstrates considerable skill at ping pong, defeating Shito in episode 7 without allowing Shito to score a single point. Since he is at least old enough to have met Shito in Shanghai at the end of the nineteenth century, he is likely not human, though because Michiru has not noticed a black ring on his neck, he cannot be a zombie either.